Jay Mossman

Founder & CEO AKUVO

Last Reviewed: September 19, 2026

Executive Summary

Jay Mossman is the founder and Chief Executive Officer of AKUVO, a Malvern, Pennsylvania fintech providing cloud-native collections and credit risk management software to banks, credit unions and fintech lenders. More than 150 financial institutions use it, and Vista Equity Partners has made a strategic investment to fund expansion into agentic AI. It is his second company in the same specialism: he previously founded Akcelerant, a collections and recovery software business acquired by the Swiss banking software group Temenos. His career began on the other side of the relationship, inside Mellon Bank, RepublicBank and Banc One — which is the unusual part, and the reason the products are shaped the way they are.

Career Highlights

• Founded AKUVO and leads it as CEO, with cloud-native collections software used by more than 150 financial institutions.
• Secured a strategic investment from Vista Equity Partners to expand into agentic AI and grow in the enterprise banking and credit union market.
• Founded Akcelerant, a collections and recovery software company later acquired by Temenos.
• Founded and led NRT Holdings LLC as Chief Executive Officer.
• Serves as a Director of Powerlytics, a financial data and analytics company.
• Began his career inside banking, at Mellon Bank, RepublicBank and Banc One.

Professional Journey

Mossman began his career in commercial banking, working at Mellon Bank, RepublicBank and Banc One, and moved from there into technology roles at InTech and Premier Solutions. That sequence matters for everything afterwards: collections is a function most software vendors understand only from the outside, and the people who buy it can tell the difference immediately.

He founded Akcelerant to build collections and recovery software for financial institutions, and the company was acquired by Temenos, the Swiss banking software group, with Mossman continuing there following the transaction. He also founded and led NRT Holdings.

AKUVO is his return to the same problem with a different architecture. Collections software has historically been an on-premises module bolted onto a core banking system, built around queues and call lists and largely indifferent to why a particular borrower has fallen behind. AKUVO was built cloud-native and data-first, applying machine learning to segment delinquent accounts by likely cause and likely outcome rather than by days past due — the argument being that a borrower who has missed one payment through an administrative slip requires a different response from one entering genuine distress, and that treating them identically costs the lender money and the borrower goodwill.

The approach found its market particularly among credit unions, whose member-first framing makes a more discriminating approach to collections both commercially and culturally attractive, and the platform now serves more than 150 financial institutions. Vista Equity Partners subsequently made a strategic investment, which Mossman has described as providing the resources to grow in the enterprise banking market and to extend the credit and collections products into agentic AI.

Outside the company he serves as a director of Powerlytics, and has funded the purchase of an ambulance and medical equipment for refugees, donating around $40,000 over a six-month period, alongside issuing a $100,000 challenge to encourage giving within the credit union services community.

Education

No education details were found in public sources reviewed for this profile.