Rafael Marquez

President, International Card Services American Express

Last Reviewed: October 3, 2026

Executive Summary

Rafael Marquez has been President of International Card Services at American Express since May 2022 and is a member of its Executive Committee. He leads the company’s card business outside the United States. Before taking the role he was president of International Consumer Services from September 2019, and in April 2021 he also took on the Global Loyalty Coalition, the company’s multi-partner consumer loyalty program in several countries outside the U.S. From November 2015 to September 2019 he was executive vice president of international consumer services for Europe, joint ventures in Europe, the Middle East and Africa, and international member engagement. He has led the company’s international consumer business through three successive titles since 2019.

Career Highlights

• President, International Card Services, at American Express since May 2022.
• President, International Consumer Services, from September 2019.
• Took on the Global Loyalty Coalition in April 2021.
• Executive Vice President of International Consumer Services Europe, Joint Ventures EMEA and International Member Engagement, 2015 to 2019.
• Member of the American Express Executive Committee.

Professional Journey

Marquez was executive vice president of international consumer services for Europe, joint ventures in Europe, the Middle East and Africa, and international member engagement at American Express from November 2015 to September 2019, according to the company’s 2022 10-K.

In September 2019 he became president of International Consumer Services. In April 2021 the company gave him responsibility for the Global Loyalty Coalition as well, saying that bringing its international loyalty and consumer businesses together would create synergies in the countries where both operate. In May 2022 he became president of International Card Services.

The company’s January 2025 memo names him among the Executive Committee members whose reporting lines did not change in that year’s reorganization. The January 2025 memo lists the members of the Executive Committee, which include the chief executive, the group presidents and the heads of finance, risk, legal, marketing, corporate affairs, colleague experience, strategy and audit. American Express, based in New York, reported total revenues net of interest expense of $72.2 billion for 2025, according to its 10-K.

Education

No education is established in the sources read for this profile, so the field is left empty rather than estimated.