Rachel Anderika

Head of Global Operations; Chief Operating Officer, Anchorage Digital Bank Anchorage Digital

Last Reviewed: September 27, 2026

Executive Summary

Rachel Anderika runs global operations at Anchorage Digital and is Chief Operating Officer of Anchorage Digital Bank, which describes itself as the first federally chartered digital asset bank in the United States. She is responsible for client operations across the company and leads its engagement with prudential and market regulators. Her background is bank supervision. She spent nearly a decade as a national bank examiner at the Office of the Comptroller of the Currency and eight years advising banks on risk and compliance at Promontory Financial Group. She joined Anchorage in 2022 as the bank’s first Chief Risk Officer. In June 2026 she testified before the House Financial Services Committee on the future of payments.

Career Highlights

• Head of Global Operations at Anchorage Digital, responsible for client operations and for engagement with prudential and market regulators.
• Chief Operating Officer of Anchorage Digital Bank, as named by American Banker in 2025.
• Appointed Anchorage Digital Bank’s first Chief Risk Officer in January 2022, nearly a year after the bank received its OCC charter.
• Witness at the House Financial Services Committee hearing “Future of Payments: Promoting Innovation and Fair Markets”, 24 June 2026.
• Named one of American Banker’s Most Powerful Women in Banking in 2025.
• Helped found Promontory Financial Group’s Digital Assets Risk and Compliance Team, which guided digital asset custodians through state and federal licensing.
• Served at the OCC as a National Bank Examiner and later as a Large Bank Examiner.

Professional Journey

Anderika began her career on the supervisory side of American banking. For nearly a decade she worked at the Office of the Comptroller of the Currency, first as a National Bank Examiner and later as a Large Bank Examiner, checking that national banks operated safely and complied with the law.

She then spent eight years at Promontory Financial Group, a bank regulatory consulting firm that IBM later bought. There she worked with traditional financial institutions on risk management and compliance. She also helped found Promontory’s Digital Assets Risk and Compliance Team, which guided digital asset custodians through state and federal licensing. According to Anchorage, that work included helping the Wyoming Division of Banking on supervisory guidance for crypto.

In January 2022 Anchorage Digital Bank named her its first Chief Risk Officer. The bank had received its OCC charter nearly a year earlier and had grown its headcount by 175% in 2021. Her job was to oversee risk and compliance against the standards the OCC set for the bank. She had worked on both sides of that relationship, which is why the appointment fit.

She later moved into operations. By 2025 American Banker listed her as Global Head of Operations and Chief Operating Officer. In a November 2025 American Banker podcast she discussed Anchorage’s white-label stablecoin issuance service and its partnerships with Western Union and U.S. Bank. She described the Federal Reserve’s proposed “skinny” master account as “a really great signal to the market”, because it would let institutions like hers reach payment rails without full master account privileges. On 24 June 2026 she appeared as a witness, as Head of Global Operations at Anchorage Digital, at the House Financial Services Committee hearing on the future of payments.

She lives in Connecticut.

Education

King’s College

Bachelor’s degree, Finance and Economics