Charles Smith

Executive Vice President and Chief Risk Officer Morgan Stanley

Last Reviewed: October 1, 2026

Executive Summary

Charles Smith has been Morgan Stanley’s Chief Risk Officer since May 2023. Since joining the Investment Banking Division as a managing director in 2005, he has held finance, strategy and business leadership roles across the firm: head of firm strategy and execution, president of its U.S. bank subsidiaries, chief financial officer of Institutional Securities and, from 2017, head of Institutional Securities business development. Morgan Stanley ranked No. 39 on the 2026 Fortune 500.

Career Highlights

• Executive Vice President and Chief Risk Officer of Morgan Stanley since May 2023.
• Chief Financial Officer of Institutional Securities, 2012 to 2017.
• President of Morgan Stanley Bank, N.A. and Morgan Stanley Private Bank, 2011 to 2012.

Professional Journey

Smith was a managing director in Morgan Stanley’s Investment Banking Division from 2005 and head of firm strategy and execution from 2008 to 2011.

He was president of Morgan Stanley Bank, N.A. and Morgan Stanley Private Bank from 2011 to 2012, chief financial officer of Institutional Securities from 2012 to 2017 and then head of Institutional Securities business development.

He became Executive Vice President and Chief Risk Officer in May 2023.

Education

No first-party source read for this profile states his education.